Amazon offers its customers own Amazon Visa credit card, with some benefits for Amazon shopper and especially for Prime members.

Amazon Visa Map: 20 Euro Credit Gifts and Percent Bonus Points for Amazon Shopping

After applying and successful activation of the Amazon credit card, you will receive a Amazon starting credit of 20 Euro . There are also credits for every purchase at Amazon. Prime customers get 3% and "non-prime customers" get 2% credits. Credits are booked using the Amazon Visa bonus program.

For every purchase outside the Amazon shop you gets 0.5% credited to every full Euro, so if the visa is accepted as a means of payment in the shop. For example in supermarkets or at the gas station. 0.5% receive both prime customers, as well as "non-prime customers".

These credit orders will then be transferred to your Amazon account in the form of bonus points and can be issued later.

Apply for Amazon credit card

Estimate Visa Apply for: Important requirements

The Amazon visa is issued by Landesbank Berlin (AG). The following basic prerequisites must be fulfilled for the application an Amazon credit start:

• A minimum age of 18 years
• Permanent residence in Germany and a German SEPA bank account **

Annual Cutters & Annual Interests & Card Limit & Payment abroad

• Amazon-prime-customer: "0 Euro" ticket price per year.

• Amazon customers without authorized prime membership: 19,99 Euro ticket price per year from the second card year.

• Withdrawal abroad / cost (outside the EU): 1.75% of sales.

• Card limit: You have a preliminary card limit from 210,00 Euro at the beginning. The final card limit can be automatically adjusted later as soon as the identification is complete.

• With regard to possible debt and incurred interest payments , the interest rate of the Amazon credit card amounts to "14.98% effective annual interest rate" . Basically, debt must not be remedied in full, The credit card has a partial payment function , that is, you can always pay in installments. Whis, we have a few tips for you, later in the course of the article.

Important usage information

• Compensation of the credit card account: All payments with the Amazon visas are balanced by monthly direct debit from your checking account.

• Pro Amazon customer account gets only an Amazon Visa card that said price benefits . All credits apply only to a VISA card, any additional visa to the same customer account does not receive prime benefits

Apply for Amazon credit card

bonus point program - so you use the Amazon credit card

Credits are booked with the help of the Bonus program of the Amazon visa, you get bonus points for every purchase. You can collect these bonus points and redeem the next Amazon purchasing, that means the points reduce the price of goods.

Points / Euro - Collect with the Amazon Visa

Purchases at Amazon with Amazon Prime | 100 Euro = 300 points | 3 points per 1 Euro sales is 3 cents --- | --- |- Purchases at Amazon Without Amazon Prime | 100 Euro = 200 points | 2 points per 1 Euro sales is 2 cents Purchases outside Amazon (Visa Shops) with Amazon Prime | 100 Euro = 50 Euro | 1 point per 2 Euro sales equals 1 cents Purchases outside Amazon (Visa Shops) without Amazon Prime | 100 Euro = 50 points | 1 point per 2 Euro sales equals 1 cents

An example: For a purchase worth 10 euros on Amazon, you get 30 points and these 30 points have a value of 30 cents (see line 1.).

Advantages of the Amazon credit card

• Pro Card year can be redeemed up to 2000 bonus points for the reduction of the annual ticket price.

• Change to Prime Membership: If you already have an Amazon Visa card without Prime membership, then switching to Prime the Amazon visa automatically switches to the "Amazon.de Prime Credit Card".

• Return conditions: For the Card Treaty of the Amazon Visa no notice periods or minimum terms of time exist. So here the credit card can be easily terminated. However, the termination must be received in text form at Landesbank Berlin AG.

• The Amazon credit card has a NFC chip , so you can pay in any visa shop , in times of Corona, this feature is of course a must.

• "Free Partner Map" - Tip: It is adviser If the partner fills out its own request, the 20 Euro starting assets there are only one person, so only for the linked Amazon account there is the subsidy.

Your online credit card billing can be viewed for free at any time. You only have to register with the Landesbank Berlin under "Credit Card Banking". But you need an access password, which will be sent to you a few days after receiving the card.

• Login to credit card banking at the LBB
• Apps for Administration of the Amazon.de Visa Card: apple & Google Play

LBB credit card banking, with advanced features, is available to you since 26.01.20. The start access data is performed in the form of a 1-cent transfer to the checking account, which is connected to your new Amazon visa .

The Landesbank Berlin offers you all the necessary functions to keep your finances in view, with simply registration and problem-free termination of the credit card.

Our tips for using the Amazon credit card - avoidance of possible disadvantages

With the Amazon credit card you have the possibility to pay larger amounts in installment payment, but include soll interest of 14.98% in the year. SOLL levels must always be balanced at the end of the month. It is therefore advisable to settle every invoice immediately. You do so transfers the amount to the card account or I justifies the provider to completely move in the balance, so that in the future no unnecessary costs are incurred.

The latter can be set immediately when applying for the Amazon credit card. In the section _ "Monthly invoice bonding" _, the amount of percentages can be determined, so the rate is set to 100% and the credit card invoice is completely balanced each month, ie it waives installments and the associated interest payments.

Apply for Amazon credit card

_ In addition, you should retire with payments abroad_, for payments with foreign currency fees of 1.75%.

In addition, you would have to pay 3% of sales attributable, with a minimum sales of 7.50 euros in Germany and 5 euros abroad. Separate it is not exactly cheap in Germany. _Ihr can handle these costs by depositing their credit on your card account, then the withdrawal is free.

For whom is the Amazon Visa credit card worthwhile?

The Amazon credit card is worthwhile especially for Amazon customers with Prime membership or for people who have a high annual turnover even without prime.

Non-prime customers do not have to pay for the card in the first year, only in the second year card costs of 19.99 euros. Due to the 2% credit for every Amazon purchase also get non-prime members back, "a lot shopper" with a 1000 euro annual turnover then get 20 euros (2% credit) back and so you bring the card costs back in.

In addition, it includes the 0.5% credits for all other purchases outside of Amazon. Unless you use the card for every purchase in the supermarket, you at the end of the year have some bonuses in the account, with which you can save a lot of money at Amazon. As a prime member, it is as good as no disadvantages with the "Amazon.de Visa Credit Card", if you follow our tips.